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Friday, September 21, 2018

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It never hurts to find ways of reducing your energy consumption in order to save and help the environment as well. Here are a few suggestions:

1. Reduce “phantom loads”

Phantom loads are energy consumption of appliances (75% of the power they consume when used) when they are turned off. Sounds unbelievable; but that is according to the US Department of Energy. So, it makes sense to unplug appliances when not in use or plug into a power strip which you can turn off when not using appliances.

2. Design windows according to your needs

Windows can reduce electric bills... Read More

It never hurts to find ways of reducing your energy consumption in order to save and help the environment as well. Here are a few suggestions:

1. Reduce “phantom loads”

Phantom loads are energy consumption of appliances (75% of the power they consume when used) when they are turned off. Sounds unbelievable; but that is according to the US Department of Energy. So, it makes sense to unplug appliances when not in use or plug into a power strip which you can turn off when not using appliances.

2. Design windows according to your needs

Windows can reduce electric bills... Read More

The mountain of student loan debt that most graduates carry nowadays can be eased with the help of expert student loan consolidation services. Going by the term, consolidation simply means combining various loans into one so that you need to pay only one loan at a weighted average of the existing interest rates. However, the benefits of loan consolidation are far more than this, especially if you have taken only federal student loans.

It is not uncommon to find graduates with even 10 student loans, each of them with different interest rates, terms, various due dates and different monthly... Read More

Outstanding student debt in the US recently crossed the $1 trillion mark, making it the second largest outstanding debt in the country, next to mortgage debt. The borrowers are reeling under a mountain of debt and postponing important purchases like new homes and cars as it is beyond their affordability. Thus, the Obama administration had to take steps to resolve the issue. The government has come up with the Pay as You Earn (PAYE) program, which is the modified version of Income Based Repayment Plan. This program is expected to help more than 5 million American borrowers who are struggling... Read More

A parent posted a nice write-up a year back (2013) on how they found solution to their son’s overwhelming student loan debt. After their son graduated from college, he found himself overburdened with his education loans, He was earning only poverty wages, which was not enough to accommodate such a financial burden. It was a hopeless situation for him and his parents. In order to find a solution, they began to look for a suitable program.

During the research, they that the f Income Based Repayment (IBR) Plan, which is offered by the federal government was a great solution. This plan eventually... Read More

When it comes to analysing performance across different industries and market sectors, logistics often falls beneath the radar. While this is primarily due to the fact that it does not necessarily exist as a stand-alone sector, it is important to remember that it has strong links with purposeful industries such as manufacturing, construction and retail. In fact, logistics plays a pivotal role in almost every business and industry, which means that growth or innovation in this market should be welcomed as an extremely positive development.

How to Achieve the Best Possible Deal:

... Read More

From the very moment that people started using money, perhaps, some have uncovered ways of stealing it. And so, as sure as there will still be money after 25 years — or in some other form — corporate fraudsters will still be plying their trade. But innovative technologies could produce an environment where, as one retired law-enforcement official warns, “There will be no boundaries in relation to what fraud can be perpetrated.”

Crime investigators state that the crimes per se do not completely change. From our common frauds and Ponzi schemes to intricate security breaches, tax avoidance... Read More

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