For most entrepreneurs, the name of the game is positivity.
Rather than focusing on the negatives and “what-ifs,” we focus on how we can grow our businesses, envision our success and ultimately become the best versions of ourselves that we possibly can.
But what happens when reality rears its ugly head?
Here's the thing: even the most successful entrepreneurs, self-made millionaires, have the potential to squander their wealth. When we think of big-shots going broke, it's usually due to excessive spending: cars, clothes, mansions and vacations.
However, sometimes... Read More
Personal injury claims can include a wide variety of issues. You may have been injured in an accident on the highway or sustained injuries as the result of someone else's negligence. While many of these cases are handled outside of court, some require the help of an experience personal injury attorney to obtain the best possible outcome. Below are some scenarios in which you may want to consult an attorney before dealing with your claim.
If you have been injured or disabled due to medical malpractice, you may want to consult a personal injury attorney. The laws regarding... Read More
One of the reasons so many people panic when they see their children growing up so fast because they are not prepared to meet the expenses of their higher education. We spend so much time and serious effort in nurturing our children, imbibing good values in them and train them to the best of our capabilities because we want them to succeed, more importantly we want them to be happy.
Good education prepares a child on various fronts. Very importantly it makes him/her eligible to take up a desired employment. Getting a good employment early in your career is a great boost, firstly it keeps... Read More
However, being a car owner means you have got some important choices to make. It is tantalizing to ask from your agent about the least expensive policy. Of course, you have lots of other expenses as well to cover after all you are a car owner now. When you absolutely and exactly get that what each and every part of your auto policy covers, you can easily decide that cheaper is not essentially better. Imagine it: If your very first and your dream car was badly damaged in an accident, or you get seriously injured or injured someone, a few dollars of insurance coverage every month can be then... Read More
These are times when living on credit has become a norm. This was a strange concept in a country when loans were taken only for big purchases—like a home loan or a car loan. Consumer electronic items were purchased on EMIs if possible. These were the limits of credit utilisation in a culture that frowned upon getting into debts.
Now, credit card facilities, easy availability of loans, and a slowly changing mindset towards loans has resulted in banks and NBFCs coming up with numerous credit facilities. The Line of Credit is one such product.
Line of Credit
Line of credit... Read More
When the renewal date of your car insurance is near you start getting calls of insurance agents from every nook and corner. At times it gets really frustrating and also makes you confused from where to take the insurance policy. Recently, it happened with me also as I got my car insurance renewed this month. It is mind boggling when there are so many insurance companies and you are being approached for your car insurance from everywhere. On what merits should one evaluate a car policy is the theme of this article.
The major factor people pay emphasis on while buying car insurance is... Read More
Revenue recognition and lease accounting standards have had a big impact on financial institutions. But new standards on reporting expected credit losses may be even more significant for banks.
“This is much more related to a bank’s core business,” said Reza Van Roosmalen, a KPMG LLP managing director. “It’s the biggest accounting change I think that banks have been subject to in a long time.”
FASB’s expected credit loss standard, which was issued in June, changes the reporting requirements from an incurred-loss to an expected-loss approach and addresses concerns about financial... Read More
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Personal finance may seem a difficult issue, however there is nothing unclear, when you make a budget and just control your spending. For someone it can become an interesting game when you can save a lot of money just canceling some unnecessary purchases...
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