Saturday, March 17, 2018

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Medical emergencies can strike when you least expect them. These are doubly devastating from a financial standpoint; apart from medical bills, you may also face financial hardship simply because you are unfit to get back to work.

If your mind immediately jumped to road accidents, those aren’t the only medical emergencies you may face. Debilitating illnesses can put you out of commission as well, and can mess with your ability to work and earn.

It’s very easy to take a rushed, unadvisable financial decision during such times, but that will only leave you in even hotter water.

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Investing your money in good assets is one of the best ways of financially securing your future. When you save money, you prevent it from liquidating, thereby generating more money in the long run. Whether you want to create a retirement nest egg for yourself or you want the best education for your children, investing in the right market instruments is the way to go.

Here are the quintessential rules of investment that will help you improve your portfolio and increase your revenue.

The rule of 72

Take your current investment yield from any instrument and use... Read More

One thing I found common in most of them was the priority they give to their health and well being. A healthy body is a great asset and works fine in doing are duty and help achieving our dreams. Healthy body aids in higher productivity. Health has always been the priority of every country, culture or civilization of past and present. The multi-billion dollar medical industry worldwide is testimony to the importance given by the society to staying healthy.

In order to stay healthy or treat ailments so many traditional medicine have also been revived like Ayurveda, Yoga, Acupuncture,... Read More

Whether you’re going on your honeymoon, treating your family to a vacation, or taking that much-needed break you’ve been looking forward to, a personal loan is the ideal way to fund the trip.

You won’t have to dip into your hard-earned savings and also get a wider spectrum of destinations to choose from.

Eligibility Criteria

When you take a personal loan to finance your dream vacation, the eligibility criteria is fairly standard.

You’ll need to submit necessary paperwork like your ID proof, proof of address, bank and financial statements over the last 6 months,... Read More

You will need to check the history of the vehicle that you are about to buy. It is not proper to invest in a vehicle that has no past records. Obtaining the bike related documents, and analyzing the records obtained are the very first things to do. After you have checked the record, you can make the purchase with confidence.

Know the reasons

Instead of being in the dark, it is preferred to keep a track of the two-wheeler’s history report. But then, you should have reasons for doing the same. Take note of the following factors:

Get in touch with the relevant facts and figures,... Read More

While saving money comes naturally to some, others may find it extremely difficult to instill it in them. I am no stranger to setting financial goals as I have often aspired to make saving money a habit. Unfortunately, the goal-setting journey isn't a smooth one for impulsive buyers like myself. Faced with bumps along the way, I did, however, manage to pick up a thing or two about setting effective financial goals.

For effective financial goals, begin by listing the things you want to get done in the next 20 years. They can be goals which you want to have achieved by next year, five... Read More

When you have a family, household expenses can often mount up quite high. Not only do you have rent or mortgage payments to make, it’s also crucial to ensure that all utility bills are paid on time, grocery shopping is done regularly, and that any clubs and groups which your kids are members of are paid for. These are just some basic expenses, and when you add everything else which you pay for each month to the list, the results can be an enormous amount. If, like most savvy parents, you’re looking to save some cash on your monthly household bills, we’ve got some handy tips for you.

Switch... Read More

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