1. Join a cashback website. Cashback websites a great way to save money, however the savings a not instant and many cashback sites only allow annual and minumum balance withdrawels. We believe that in the long run this may be a good thing as funds will accumilate and add up to a meaningful amount, think holiday fund!Try websites like Topcashback.com and start earning cashback on items you would have purchased anyway.
2. Get a cashback card. Visit your bank a get a cashback card, there often free of charge and readily available to consumers regardless of their credit rating. This is one... Read More
It is especially true for those who are on the roads since it is the individuals on the road in particular who face dangers of accidents and severe injuries resulting in catastrophic personal losses, physically and financially. With the numerous laws and regulations governing the people driving and owning the cars, it is also a good idea to be completely aware of what the fallout can be of accidents, for the tangible and intangible assets that one possesses. Health and auto insurances go a long way in providing the securities and covers that are required in such cases.
Planning... Read More
Instead of opting for an individual Home Loan, why not consider a joint Home Loan? There are a number of benefits that come with this kind of loan. One, you’ll be able to share the debt burden with another person. Two, you’ll also be able to avail a higher loan amount as the net incomes of all the applicants will be considered.
Here are a few details that will help you get acquainted with the ins and outs a joint Home Loan.
Who is eligible to be a co-applicant?
You can apply for a joint Home Loan with your spouse, parents, or siblings. Don’t mix up the term ‘co-applicant’... Read More
Medical emergencies can strike when you least expect them. These are doubly devastating from a financial standpoint; apart from medical bills, you may also face financial hardship simply because you are unfit to get back to work.
If your mind immediately jumped to road accidents, those aren’t the only medical emergencies you may face. Debilitating illnesses can put you out of commission as well, and can mess with your ability to work and earn.
It’s very easy to take a rushed, unadvisable financial decision during such times, but that will only leave you in even hotter water.... Read More
Investing your money in good assets is one of the best ways of financially securing your future. When you save money, you prevent it from liquidating, thereby generating more money in the long run. Whether you want to create a retirement nest egg for yourself or you want the best education for your children, investing in the right market instruments is the way to go.
Here are the quintessential rules of investment that will help you improve your portfolio and increase your revenue.
The rule of 72
Take your current investment yield from any instrument and use... Read More
One thing I found common in most of them was the priority they give to their health and well being. A healthy body is a great asset and works fine in doing are duty and help achieving our dreams. Healthy body aids in higher productivity. Health has always been the priority of every country, culture or civilization of past and present. The multi-billion dollar medical industry worldwide is testimony to the importance given by the society to staying healthy.
In order to stay healthy or treat ailments so many traditional medicine have also been revived like Ayurveda, Yoga, Acupuncture,... Read More
Whether you’re going on your honeymoon, treating your family to a vacation, or taking that much-needed break you’ve been looking forward to, a personal loan is the ideal way to fund the trip.
You won’t have to dip into your hard-earned savings and also get a wider spectrum of destinations to choose from.
When you take a personal loan to finance your dream vacation, the eligibility criteria is fairly standard.
You’ll need to submit necessary paperwork like your ID proof, proof of address, bank and financial statements over the last 6 months,... Read More
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Personal finance may seem a difficult issue, however there is nothing unclear, when you make a budget and just control your spending. For someone it can become an interesting game when you can save a lot of money just canceling some unnecessary purchases...
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