Throughout my years of inspecting, I have learned that all new homes will have their defects of one kind or another, regardless of the quality of construction or the integrity of the builder. This is because human imperfection prevents anything as large and as complex as a home from being constructed flawlessly.
The belief that any new product is free of defects and necessarily flawless runs contrary to common sense and experience. The return counter at any department store provides ample evidence of this fact. When applied to new homes, the belief that new means perfect can lead... Read More
I have a temporary mortgage. What do you mean temporary? Until they foreclose. Yes, it is a Pity You Didn't Read The Small Print BUT what are the foxes doing in charge of our hen house anyway? Why are terrorists in charge of our financial system? Terror is a state of intense fear, one or something that inspires fear, a frightening aspect terrors of invasion>, a cause of anxiety : worry d : an appalling person or thing. That's all very clear and straight forward to me. Terror is exactly how my family and feel from these home lenders.
FACT: America is still a Free Speech Zone isn't... Read More
Hello, Mr. Graneau. Welcome to Broowaha. You’re currently promoting your book Renters Win, Home Owners Lose: Revealing the Biggest Scam in America and are joining us today for an interview about your book and how American homeowners are being scammed.
Q: Please introduce yourself and tell us about your book.
A: I was born in Dominica, a small island in the Caribbean with a population of roughly 70,000 people. At seventeen years old, my mother and I immigrated to the United States. At age twenty-five, I joined the military and spent fourteen years in the U.S. Navy. Most recently,... Read More
I can tell you that as an agent who has been in this business for more than 9 years, the number of buyers who now start their house hunt on the internet has increased to the point where, I can conservatively say, 90% of my new buyers come from the internet.
I hear a number of theories expressed as to why we are experiencing this new way of beginning relationships. The beginning may be a bit detached as though we are, client and agent, circling one another to see if this might be a mutually beneficial, stress free (a delusion regardless of the basis for the relationship-we are after all... Read More
If you own a home, there is an odd phenomenon, totally unscientific in nature but completely true from my personal experience. As an agent I find that neighborhoods go through selling cycles every 5 to 7 years, which works in terms of average appreciation rates in a normal healthy market. This selling cycle is a bit inconvenient in our current market. Here has been my experience as a homeowner. You move in to your new home, start making it your own, slowly step out of your comfort zone and begin bonding with your neighbors. You go through a couple of years of neighborhood holiday parties, borrowing... Read More
The easiest place to start is the down payment; most FHA loans require 3.5% minimum. Every lender will require an appraisal, to determine the market value of a house. To get a complete cost of what a lender is going to charge ask for a good faith estimate. Lender title insurance policy is another lender requirement.
A buyer should always know the condition of the home he/she is purchasing. This can be accomplished by getting everything inspected by a licensed professional. A home, pest, septic, and well are the common inspections, however there are more. I do not recommend cutting... Read More
Here the site for more information http://www.leg.state.nv.us/75th2009/Bills/AB/AB149.pdf
The 3 steps for a homeowner to keep his house:
1.) Talk to the bank and try to refinance.
2.) Contact a senator and ask for his help getting a loan modification.
3.) Request MediationRead More
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