One of the most common term that one refers to while taking a loan from a financial institution is CIBIL. Credit Information Bureau (India) Limited (CIBIL) is a company in India which keeps a record of one’s credit information. Most of the Banks and Money Lenders refer to the credit score of the loan applicant for loan approval. Loans can be taken in many forms such as personal loan, Business Loan, Property loan etc. Marinating a positive and healthy credit score is one’s concern while taking a loan from the bank.
While taking a personal loan an individual has to know that CIBIL rates... Read More
The idea of buying a fixer-upper property sounds great to some people. Not only are you purchasing a property for way below its market value, but you then get to do it up and put your own stamp on it, and end up with a property that costs twice what you paid for it. As I said, this sounds like a great idea, but it can be incredibly risky if you don’t know what you’re getting yourself into.
Here are some things that you should consider before purchasing your own fixer-upper home:
It’s All About The Money
There are lots of financial risks that can come with... Read More
People learn by making mistakes. It is difficult to manage finances for those in their 30s because of the lack of experience. But as we all know, learning from other mistakes is much better, especially when it comes to money management. In this article, we gathered top 5 most common money mistakes all millennial should avoid.
1. Being unaware of your expenses
The importance of organizing your budget makes a lot of sense because not knowing where your money goes can result in overspending. People usually control their large expenses, like rent or bills. However, they have no idea... Read More
When it comes to future careers, there are many people who struggle to work out what they want to do. Ideally, this is a decision that you should be making in your mid-teens. While this may seem too early, it is important to remember that your choice of career will determine what qualifications you need. You therefore need to work out which subjects you need to take and what sort of course you want to work towards at university if this is something that is required for your choice of career.
Some youngsters are put off going to university because of the rising cost of tuition, and this... Read More
The stability of your business depends upon its monthly revenue. If your daily operations run smoothly, you have a greater chance of increasing monthly revenues. This is ensured by working capital loans.
Consider the situation of Mr. Kartik Mehta. He runs a textile manufacturing business in Ahmedabad. Last year, during Diwali, he got a huge order for manufacturing from a well-known company. This was a dream come true for him as it would boost up the revenue of his company immensely. However, even with the required manpower, the thing stopping Mr. Mehta was working capital. He had money... Read More
If you have a run-in with the law and think that you can handle it on your own, you should think again before making a final decision. There are quite a few reasons that will prove you otherwise. It’s important to have professional counsel such as van norman law when confronted with a situation in which the law is holding the balance between you being in the right or the wrong, according to a judge or legal authority.
There are many situations where you seem like the obvious one to win a case but in the end you lose it for a number of reasons. That kind of situation can be both frustrating... Read More
A car loan EMI can drag on for years, looming like a shadow on your monthly budget. It has a ripple effect on your other expenses, and this is one reason that stops potential car buyers to take that plunge. Nevertheless, a car gives you mobility and freedom and the pros outweigh the cons considerably. What if you got the chance to buy a car and shave off up to 70% of the EMI liabilities? It may sound too good to be true, but with Zoomcar’s ZAP initiative, this scenario is now a reality.
A Simple Easy Concept A car is not driven all the time. In fact, studies indicate that an average... Read More
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Personal finance may seem a difficult issue, however there is nothing unclear, when you make a budget and just control your spending. For someone it can become an interesting game when you can save a lot of money just canceling some unnecessary purchases...
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