If you’ve found yourself in a financial bind, a loan is sometimes the best solution for solving unforeseen expenses. Unfortunately, falling into the hands of the wrong loan provider can have drastic consequences for borrowers. Lesser companies may take advantage of clients by hiking up interest rates or intentionally misleading customers about fees and overall cost.

For those seeking an ethical, trustworthy lender, LoanMart is an ideal match. If you’ve been hit with unexpected medical bills or other unforeseen expenses, here are the advantages of selecting a trustworthy, quality loan provider that cares about its customers.

Industry Experience

With nearly two decades in operation, LoanMart has more industry experience than many competing loan providers. Established in the 1990s, we’ve grown from humble beginnings as a local pawnshop in California. We’ve had steady growth in the last twenty years, gaining valuable industry knowledge while never compromising our core values.

Since our inception, we’ve perfected our lending services to best meet our customer needs. Through applying industry knowledge and ethical business practices, we provide borrowers with a great lending experience. Our long and successful track record is even further supported by our many client testimonials.

Transparency and Professionalism

LoanMart operates under a policy of transparency. We prioritize client education, ensuring that all information on loan repayment and interest rates are straightforward and understandable. Before borrowers sign an agreement, they have the opportunity to ask questions, get answers, and ease any concerns. This can be done online, in person, or over the phone by speaking directly to a member of our team. There is no pressure, no hidden fees, and no penalties for pre-payments.

If at any time you have a question about your loan, our customer support system is standing by. While other lenders put clients in the dark, leaving them to guess and wonder, LoanMart is intentional about communicating professionally to ensure no questions are left unanswered.

Quick Approval Process

The application process can take as little as 5 minutes and may be submitted online in the convenience of your own home. Once approved, loans are often processed the same day, giving those with financial struggles immediate access to the funds they need.

Unlike banks and other traditional lenders, LoanMart is frequently capable of providing funds to those with imperfect credit histories or low credit, allowing potential borrowers to dismiss concerns about rejection.

Flexible Payment Plans

Payment plans are not one-size-fits-all. At the time of your application, we’ll communicate constructively with you to outline a payment plan that fits your lifestyle and financial needs.

Many other lenders mislead their customers by charging additional fees for early repayment. LoanMart, however, offers the possibility for early repayment at no penalty to you. This allows even more opportunity to save on interest rates, making loan repayment painless and affordable.