68 results for 'real estate'
...Simply put they have identified a need in the market (capital) and have devised a way to benefit (profit) by delivering their product (money) to the marketplace. They provide a fundamental service to our capitalistic system and without it we would fail. If you were to buy any type of real estate other than your primary residence you would notice that your lender would require a larger down payment and likely charge you a higher interest rate. The reason for relaxed standards when buying your primary residence is two-fold. First, the federal government has decided that widespread ... (more)
Most of us understand that when we borrow money to buy real estate we sign a document that requires us to pay back the money over time to the bank. Most borrowers loosely refer to that debt as a “mortgage.” When our most recent market bubble burst many Americans, unfortunately, became intimately familiar with what happens when they don’t make their mortgage payments - Foreclosure.
The Foreclosure process is different depending on the state in which you reside and the two different foreclosure processes have very different impacts and time lines. For instance, when JP Morgan... (more)
If you’re looking for sustainable real estate, you have found the right place in Atlanta. Just a few months ago, Mayor Kasim Reed instituted the Power to Change campaign, a plan that will work in conjunction with the City of Atlanta’s sustainability efforts.
The Goal of Power to Change
Mayor Reed, with the help of Power to Change, has plans to make Atlanta a Top Ten city for sustainability. Some of the new real estate projects in the works under Power to Change include new projects and policy initiatives, as well as the continuation of current programs. All city departments will... (more)
The sub-prime mortgage industry is only a small morsel of the problem. When we pull back the covers and see who has been sleeping in the same bed, we namely see both Democrats and Conservatives, bankers, Wall Street brokers, high level executives, appraisers, and benefactors alike. From 2003-2007 we saw a time when the lush life was the sign of the times. However, very few people were prepared for the fallout and economic meltdown that would occur due to the burst of such a grandiose and gluttonous bubble. There is a direct relationship between declines in wealth, and declines in consumption... (more)
... a financial management coach, conducting workshops and private consultations for people in the military, government agencies, and the civilian community. In 2005, I published my first book, Are You Financially Checkmate?, a project that took almost four years to complete.
The Book: The real estate industry, including banks, mortgage companies, the government, and various other organizations have come together with one voice, claiming that home ownership is the most reliable path for financial prosperity. Presently, most Americans (70 percent, down from 83 percent in 2003) are... (more)
Under Chapter 7 (of the Federal Bankruptcy Code) -- a trustee is appointed to take over your property. Any property of value will be sold or turned into money to pay your creditors. You may be able to keep some personal property items and possibly real estate depending on the law of the State where you live and applicable federal laws.
The Mercantile Trust Bank building in Providence, Rhode Island is comprised of two towers, the North and the South. The North tower, which was built over a century ago, is a stately structure, its interior walls clad in rich mahogany, its tenants... (more)
...slick marketing sites, who can't really deliver the goods, to wow the consumer and get them interested while having no chops whatsoever. Marketing is not care and skill and it is not results. It is a tool used to sell something. I have been in sales in marketing longer than I have been in real estate and if the marketing is not backed up by service then what you see online can be misleading. "Buyer beware", age old phrase that still holds true even in our modern world.
So, note to self and fellow surfers, enjoy the sites with flash and java, they are great and full of useful... (more)
...gained from hard work and some level of luck, on financial matters.
The focus will be primarily around the U.S. economy and U.S. assets. For the economy, there will be four major areas to keep an eye. These are the Federal Reserve’s policy on interest rates, employment levels, the real estate market, and specifically new construction which impacts employment as well as commercial real estate, and lastly consumer spending. Each of them is a barometer of what might happen to the stock markets and your balance sheet.
We have been in a period of low interest rates and scarce... (more)
...writing, they include being at the log cabin on weekends. Spending time on the water with a fishing pole in hand. Wildlife viewing and especially Moose calling during the fall rut. Playing a range of Poker card games and a variety of board games.
Rolf is a Member of the Winnipeg Real Estate Board, The Manitoba Real Estate Association and the Canadian Real Estate Association. He is currently working on his second novel.
For more information on his book visit: http://www.hoodoosea.com/ . The government of the United States of America is on the verge of startling the world. ... (more)
The Night No One Talked About Real Estate
It seems that as you get older, you tend not to form many new friendships. Maybe it’s because your dance card is fairly full just keeping up with the friends and family you already have. And I suppose this would change if you were to move somewhere where you didn’t know many people.
Anyway, my wife, Lorrie, and I went out for a drink with the Palmers, a couple we hardly knew, last night. The four of us had been promising to do this for quite some time.
There’s no denying... (more)