Friday, August 17, 2018

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Much has been said about loans. Loan is a process of lending money to one individual, organization or entity to some other person, organization or entity. It is basically a kind of debt that is given by one party to another party at some fixed interest rate.

Depending upon various needs and requirements of individuals, these loans are provided by the banks. In fact, there are different types of loans that a person can go for. To select one for you, your organization, you certainly need to have clarity on what actually is available. Mentioned below are the types of loans offered by the... Read More

Does the fear of “financially unstable phase” worry you as the payment of approaching emergency services such as medical expenses, fees and bills is waiting to be paid?

We understand that you are completely broke and the world seems to literally cut themselves from you. Even your friends excuse themselves on the pretext of facing financial uncertainties themselves. All hell break loose and you are like “Oh My God”, what a disgusting, challenging and irritating phase, I have really turned in?

Well, on an optimistic note, such phases are short lived provided you don’t take too... Read More

For most entrepreneurs, the name of the game is positivity.

Rather than focusing on the negatives and “what-ifs,” we focus on how we can grow our businesses, envision our success and ultimately become the best versions of ourselves that we possibly can.

But what happens when reality rears its ugly head?

Here's the thing: even the most successful entrepreneurs, self-made millionaires, have the potential to squander their wealth. When we think of big-shots going broke, it's usually due to excessive spending: cars, clothes, mansions and vacations.

However, sometimes... Read More

Personal injury claims can include a wide variety of issues. You may have been injured in an accident on the highway or sustained injuries as the result of someone else's negligence. While many of these cases are handled outside of court, some require the help of an experience personal injury attorney to obtain the best possible outcome. Below are some scenarios in which you may want to consult an attorney before dealing with your claim.


If you have been injured or disabled due to medical malpractice, you may want to consult a personal injury attorney. The laws regarding... Read More

One of the reasons so many people panic when they see their children growing up so fast because they are not prepared to meet the expenses of their higher education. We spend so much time and serious effort in nurturing our children, imbibing good values in them and train them to the best of our capabilities because we want them to succeed, more importantly we want them to be happy.

Good education prepares a child on various fronts. Very importantly it makes him/her eligible to take up a desired employment. Getting a good employment early in your career is a great boost, firstly it keeps... Read More

However, being a car owner means you have got some important choices to make. It is tantalizing to ask from your agent about the least expensive policy. Of course, you have lots of other expenses as well to cover after all you are a car owner now. When you absolutely and exactly get that what each and every part of your auto policy covers, you can easily decide that cheaper is not essentially better. Imagine it: If your very first and your dream car was badly damaged in an accident, or you get seriously injured or injured someone, a few dollars of insurance coverage every month can be then... Read More

These are times when living on credit has become a norm. This was a strange concept in a country when loans were taken only for big purchases—like a home loan or a car loan. Consumer electronic items were purchased on EMIs if possible. These were the limits of credit utilisation in a culture that frowned upon getting into debts.

Now, credit card facilities, easy availability of loans, and a slowly changing mindset towards loans has resulted in banks and NBFCs coming up with numerous credit facilities. The Line of Credit is one such product.

Line of Credit

Line of credit... Read More

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