When the renewal date of your car insurance is near you start getting calls of insurance agents from every nook and corner. At times it gets really frustrating and also makes you confused from where to take the insurance policy. Recently, it happened with me also as I got my car insurance renewed this month. It is mind boggling when there are so many insurance companies and you are being approached for your car insurance from everywhere. On what merits should one evaluate a car policy is the theme of this article.
The major factor people pay emphasis on while buying car insurance is... Read More
Revenue recognition and lease accounting standards have had a big impact on financial institutions. But new standards on reporting expected credit losses may be even more significant for banks.
“This is much more related to a bank’s core business,” said Reza Van Roosmalen, a KPMG LLP managing director. “It’s the biggest accounting change I think that banks have been subject to in a long time.”
FASB’s expected credit loss standard, which was issued in June, changes the reporting requirements from an incurred-loss to an expected-loss approach and addresses concerns about financial... Read More
Visiting historic places and fantastic travel destinations is a fond desire for many people. However, the lack of funds is a big hindrance in the pursuit of this desire. Not everyone bitten by the travel bug can afford to catch the next flight and book rooms in 5-star hotels. But there’s no need to give up on your travel dreams. Travel finance and travel package deals can help the budget traveler plan their holidays and visit the places they have always wanted to see.
What is travel finance?
Many banks and other finance companies offer loans to customers for the exclusive purpose... Read More
Bad credit can be a result of many different factors. Some people believe that bad credit is always and only the result of missing repayments on loans, credit cards and other debt, but this isn’t always true. Sometimes, your credit rating can drop simply due to the amount of money that you have borrowed, regardless of whether or not you’re staying up to date with repayments. If you have applied for a financial product recently only to be told that you don’t have good enough credit, here are some of the best things to do in order to improve it.Your Credit Rating
Before you start to... Read More
Unless you are a professional accountant, organizing your personal finances can be a stressful task. Not only is that very tedious, but small mistakes can cause a lot of problems afterwards. In case you have an irregularity in your balance statement you will need to trace back your steps and find the mistake you made.
For example, we often get a lot of paper invoices that we need to transfer to digital form. And, unfortunately, you can't just scan them and be done with the work. Instead, you need to transfer that information into editable spreadsheets, so you can work with the figures... Read More
Let’s be honest: it is absolutely no fun paying for an auto maintenance tune up or those new eye glasses—why are prescription glasses so expensive?! You’ve gotten to the point that you would just rather buy something on the cheap and replace it when it wears out instead of taking the time to make repairs or see a specialist. Sure, initially, it feels like we’re saving money. Instead of paying $3,000 for a new transmission for a 10-year-old car, it seems better to scrap it and get a 5-year-old car for $12,000. It’s an investment, right? Here’s the thing: didn’t you say that about the current... Read More
1. Join a cashback website. Cashback websites a great way to save money, however the savings a not instant and many cashback sites only allow annual and minumum balance withdrawels. We believe that in the long run this may be a good thing as funds will accumilate and add up to a meaningful amount, think holiday fund!Try websites like Topcashback.com and start earning cashback on items you would have purchased anyway.
2. Get a cashback card. Visit your bank a get a cashback card, there often free of charge and readily available to consumers regardless of their credit rating. This is one... Read More
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Personal finance may seem a difficult issue, however there is nothing unclear, when you make a budget and just control your spending. For someone it can become an interesting game when you can save a lot of money just canceling some unnecessary purchases...
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